Bankruptcy Lawyer serving everywhere from St. Petersburg to Tampa to Orlando To Jacksonville to Daytona

We understand that bad things happen to good people. This site is designed to give you a simple and clear explanation of the Bankruptcy process and how it can help you.

> Chapter 7 (liquidation)
> Chapter 13 (reorganization)
> FAQs
> Can you file 7 or 13 (the "Means Test")?
> A Typical Bankruptcy from Start to Finish

We are here to give you immediate bankruptcy help – even at nights and on weekends. If you are facing any of the problems below, contact us immediately.

• Have you lost your job?
• Is your car about to be repossessed?
• Are creditors harassing you all day?  
• Are creditors calling you at work?
• Is your lender threatening foreclosure?
• Are you behind on your mortgage?
• Is your mortgage no longer affordable?
• Do you have credit card debt that you can no longer pay?
• Do you have medical bills that you can no longer pay?
• Are you staying awake at night worrying about what to do next?
• Are you thinking about filing bankruptcy?
• If you are going to file bankruptcy, do you need some time to come up with the fee? A short-term payment plan is possible. Call to discuss this.

We are a firm of very caring people, and we are here for you. We know that many people are facing very hard times right now due to the economy. We
want to help you and your family so that you can sleep again.

Avoiding IRS Form 1099-C Problems

Today, many people find themselves "upside down" in one or more homes they live in, rent out, or have under purchase contract. Perhaps the mortgage they qualified under is an ARM and is set to adjust to a rate that just does not make sense to them. As the real estate market continues to deteriorate, many people find they either cannot afford their new, higher interest rates, or it simply does not make sense to continue to own a home that has dropped tens or even hundreds of thousands of dollars in value. Avoiding 1099-C Problems

Discharging Non-Income Taxes for Individual Chapter 7 Debtors

For an easy-to-understand explanation of what the impact of filing chapter 7 is on unpaid property taxes, sales taxes and employment taxes, read Discharging Non-income Taxes.

California Attorney General Seeks $34 Million From Tax Lady Roni Deutch for Alleged Scam

Roni Deutch, a Sacramento tax lawyer who provides tax advice frequently on several national television news programs, has engaged in a “heartless scheme” to swindle thousands of dollars from people with tax collection problems, California Attorney General Edmund G. Brown said in a $34 million lawsuit filed against Deutch and her company Aug. 23 (California v. Deutch, Cal. Super. Ct., civil complaint and request for preliminary injunction filed 8/23/10).

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