HAMP Modification
HAMP stands for "Home
Affordable Modification Program," and is a part
of the TARP program. It is a quasi-voluntary program
with the goal of limiting monthly payments on 1st mortgages
to 31% of a household's gross income.
Have you been Harassed or Mistreated by a Debt Collector in the Past One or Two Years?
If so, you may have an action under the Fair
Debt Collection Practices Act or the Florida Consumer
Collection Practices Act.
Discharging Non-Income Taxes for Individual
Chapter 7 Debtors
For an easy-to-understand explanation of what
the impact of filing chapter 7 is on unpaid property
taxes, sales taxes and employment taxes, read Discharging
Non-Income Taxes.
Short
Sales, Foreclosures, & Walking Away (Avoiding
1099-C Problems)
Today, many people find themselves "upside
down" in one or more homes they live in, rent
out, or have under purchase contract. Perhaps the mortgage
they qualified under is an ARM and is set to adjust
to a rate that just does not make sense to them. As
the real estate market continues to deteriorate, many
people find they either cannot afford their new, higher
rates, or it simply does not make sense to continue
to own a home that has dropped tens or hundreds of
thousands of dollars in value.
> Avoiding
1099-C Problems
Bankruptcy
Basics Video
Bankruptcy Court's official video explaining
the bankruptcy process. This is a long, but valuable
video published by the Bankruptcy Court.
> Watch
the Video
